Fully optimized for Canadian sole proprietors and micro-business tax reportingRequest Implementation Details →
Expense tracking for micro-businesses and trades

Separate personal money from business spending in one view

Categorize transactions automatically, spot overlapping spending, and export clean records for your accountant in twenty minutes a month.

Start tracking expensesSee how it works
Expense tracking for micro-businesses and trades
Read-only bank data connectionCSV and PDF report exports14-day free trial includedCancel plan anytime in dashboard
Resource guides

Practical financial record management

5 min read

How to separate personal and business bank accounts

Practical steps for sole proprietors to stop mixing personal expenses with commercial operating costs.

6 min read

How to build an effective monthly budget for sole proprietors

A step-by-step framework to plan operating overhead and fixed expenses without complex software.

4 min read

Expense tracking tools that automatically sync with bank accounts

How card synchronization works and what features to check before choosing tracking software.

5 min read

Managing family monthly expenses with spreadsheets vs dedicated tools

Comparing manual spreadsheet logs with automated tracking systems for household budget tracking.

7 min read

How the 50 30 20 budgeting rule works for sole traders

Adapting traditional percentage budgeting to irregular monthly cash flow and business overhead.

4 min read

How to budget for holidays without taking on debt

Setting aside monthly operational reserves to cover personal time off without draining company funds.

Time calculator

Hours spent on receipt bookkeeping

Estimate your monthly time saved using automated transaction sorting

1520
1040150
Estimated monthly hours saved
—

This estimation is based on user-entered hours and standard automated sorting benchmarks.

System workflow

Four steps to clear expense separation

01

Connect card feeds

Link your bank accounts securely through encrypted read-only authorization.

02

Set initial vendor rules

Tag recurring suppliers once as business overhead or personal spending.

03

Review monthly alerts

Spend fifteen minutes reviewing unassigned payments and subscription notifications.

04

Export structured summaries

Download pre-organized records ready for your accountant or tax software.

20 min
Average time spent per month on expense sorting
Export structured summaries
20 min
Average time spent per month on expense sorting
Transparent Pricing

Clear monthly plans with no hidden software fees

Select the level of ledger automation and receipt scanning that fits your monthly transaction volume.

Starter Ledger

$8 CAD
per month

For sole proprietors separating personal and business expenses from a single personal account.

1 connected Canadian bank account
Automatic personal and business transaction flagging
CSV export formatted for tax preparation
Up to 50 scanned receipts per month
Start 14-day trial
★

Standard Business

$18 CAD
per month

For micro-business owners and independent trade specialists needing routine ledger cleanup.

Up to 4 connected bank accounts and credit cards
Custom categorization rules for repeat vendors
Unlimited receipt document scanning
Direct export to accountant software formats
Select Standard plan

Pro Operations

$38 CAD
per month

For active artisans and service operators managing multiple trade accounts and equipment logs.

Unlimited connected accounts and card feeds
Automated duplicate and cross-spending detection
Dedicated ledger setup review with support team
Priority document processing and audit logs
Set up Pro workspace

All plans include a 14-day free trial. Standard Canadian sales taxes (GST/HST/PST) apply based on your province. Upgrade or cancel anytime without penalties.

Get Started

Set up your expense organization workspace

Provide your details to initiate a workspace review or receive an onboarding walkthrough.

No credit card required. Cancel anytime in one click.

Practical Scenarios

How Delavia resolves daily accounting overlap

How Delavia resolves daily accounting overlap
●

Mixed hardware store purchase containing both home renovation supplies and client job materials.

Upload the paper receipt image through the mobile web interface and split the line items.

Job expenses are allocated to trade accounts while personal items are tagged to household records.

Mixed hardware store purchase containing both home renovation supplies and client job mate
●

Preparing annual business spending records for tax filing season.

Run the automated classification check across twelve months of imported bank transactions.

Generate a single structured document showing total operating costs grouped by expense category.

Preparing annual business spending records for tax filing season.
●

Reviewing monthly recurring software subscriptions and card charges.

Apply rule filters to flag overlapping personal streaming and business web tool payments.

Identify redundant recurring card charges and categorize valid business subscriptions clearly.

Frequently Asked Questions

Clear answers about tracking, privacy, and account setup

Is Delavia a licensed financial advisory service?

No. Delavia is purely an organizational software tool for tracking and categorizing expenses. It does not provide financial advice, tax opinions, or investment recommendations.

How does Delavia separate my personal and business expenses?

You connect your bank feeds or import statements, then define simple matching rules. Delavia automatically tags recurring personal bills versus business operational spending into distinct record views.

How long does initial account setup take?

Most micro-business owners configure their bank feeds and basic expense rules in about fifteen to twenty minutes. Historical transactions for the year can be imported instantly.

What happens after my 14-day free trial ends?

You can choose a paid monthly plan to continue automatic bank syncing and receipt processing. If you choose not to subscribe, your data remains available for export without further charge.

How are my banking data and records secured in Canada?

We use read-only bank connections via secure encryption protocol standards. Delavia cannot initiate payments, move funds, or alter your bank accounts.

Can I export my categorized spending to my accountant?

Yes. You can generate structured CSV, Excel, or PDF monthly summaries that line up directly with standard Canadian business tax schedule categories.

Core functions

Simple tools for daily financial discipline

Simple tools for daily financial discipline
01

Automated ledger separation

5 min setup

Sort incoming card records into business overhead and personal buckets automatically.

Automated ledger separation
02

Monthly budget tracking

Real-time sync

Set spending caps on material purchases and vehicle costs to monitor cash flow.

Monthly budget tracking
03

Tax summary exporter

1-click file

Compile deductible business receipts into structured CSV summaries for tax season.

Stop spending weekends sorting paper receipts

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